Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$255,720$255,720$490,500
Remaining term (yrs)24.024.030.0
Secondary amount$0$234,780$0
Funding fee$1,279$1,279$0
Note rate2.890%2.890%7.400%
Blended rate2.890%5.216%7.640%
1st payment$1,226.30$1,226.30$3,396.12
2nd payment$0.00$1,516.29$0.00
Taxes / mo$147.00$147.00$147.00
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$98.10
HOA / mo$0.00$0.00$0.00
Total monthly$1,539.97$3,056.25$3,807.89
Cash to close$289,280$54,500$54,500