Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
Call Travis

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$1,741,669$1,741,669$2,205,000
Remaining term (yrs)25.525.530.0
Secondary amount$0$463,331$0
Funding fee$8,708$8,708$0
Note rate3.210%3.210%7.400%
Blended rate3.210%4.164%7.640%
1st payment$8,325.15$8,325.15$15,266.97
2nd payment$0.00$2,992.35$0.00
Taxes / mo$892.50$892.50$892.50
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$441.00
HOA / mo$0.00$0.00$0.00
Total monthly$9,434.32$12,426.67$16,817.14
Cash to close$708,331$245,000$245,000