Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$707,594	$707,594	$701,100
Remaining term (yrs)	26.6	26.6	30.0
Secondary amount	$0	$32,456	$0
Funding fee	$0	$0	$0
Note rate	6.050%	6.050%	7.400%
Blended rate	6.600%	6.831%	7.640%
1st payment	$4,453.91	$4,453.91	$4,854.27
2nd payment	$0.00	$321.18	$0.00
Taxes / mo	$372.08	$372.08	$372.08
Insurance / mo	$216.67	$216.67	$216.67
MI / mo	$338.67	$338.67	$140.22
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$5,381.32	$5,702.50	$5,583.24
Cash to close	$71,406	$38,950	$77,900