Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$230,122	$230,122	$251,910
Remaining term (yrs)	24.7	24.7	30.0
Secondary amount	$0	$35,783	$0
Funding fee	$0	$0	$0
Note rate	2.960%	2.960%	7.400%
Blended rate	3.810%	4.895%	7.640%
1st payment	$1,091.41	$1,091.41	$1,744.17
2nd payment	$0.00	$354.11	$0.00
Taxes / mo	$184.42	$184.42	$184.42
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$184.31	$184.31	$50.38
HOA / mo	$359.00	$359.00	$359.00
Total monthly	$1,969.13	$2,323.24	$2,487.97
Cash to close	$49,778	$13,995	$27,990