Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$33,124	$33,124	$202,500
Remaining term (yrs)	11.7	11.7	30.0
Secondary amount	$0	$169,376	$0
Funding fee	$166	$166	$0
Note rate	5.920%	5.920%	7.400%
Blended rate	5.920%	7.660%	7.640%
1st payment	$324.99	$324.99	$1,402.07
2nd payment	$0.00	$1,129.18	$0.00
Taxes / mo	$106.42	$106.42	$106.42
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$40.50
HOA / mo	$404.00	$404.00	$404.00
Total monthly	$985.40	$2,114.58	$2,102.99
Cash to close	$191,876	$22,500	$22,500