Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$790,496$790,496$1,035,000
Remaining term (yrs)24.324.330.0
Secondary amount$0$244,504$0
Funding fee$3,952$3,952$0
Note rate2.770%2.770%7.400%
Blended rate2.770%3.946%7.640%
1st payment$3,715.37$3,715.37$7,166.13
2nd payment$0.00$1,579.09$0.00
Taxes / mo$451.50$451.50$451.50
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$207.00
HOA / mo$5.00$5.00$5.00
Total monthly$4,388.53$5,967.62$8,046.30
Cash to close$359,504$115,000$115,000