Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$360,195	$360,195	$566,910
Remaining term (yrs)	28.3	28.3	30.0
Secondary amount	$0	$206,715	$0
Funding fee	$0	$0	$0
Note rate	0.000%	0.000%	7.400%
Blended rate	0.550%	3.175%	7.640%
1st payment	$1,000.54	$1,000.54	$3,925.17
2nd payment	$0.00	$1,335.03	$0.00
Taxes / mo	$252.58	$252.58	$252.58
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$165.09	$165.09	$113.38
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,584.88	$2,919.92	$4,457.80
Cash to close	$269,705	$62,990	$62,990