Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$187,457$187,457$220,950
Remaining term (yrs)24.124.130.0
Secondary amount$0$33,493$0
Funding fee$0$0$0
Note rate2.830%2.830%7.400%
Blended rate3.680%4.486%7.640%
1st payment$891.04$891.04$1,529.81
2nd payment$0.00$251.20$0.00
Taxes / mo$62.92$62.92$62.92
Insurance / mo$150.00$150.00$150.00
MI / mo$153.01$153.01$44.19
HOA / mo$316.00$316.00$316.00
Total monthly$1,572.97$1,824.17$2,102.92
Cash to close$58,043$24,550$24,550