Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$208,915$208,915$232,200
Remaining term (yrs)24.524.530.0
Secondary amount$0$36,185$0
Funding fee$1,045$1,045$0
Note rate3.080%3.080%7.400%
Blended rate3.080%4.378%7.640%
1st payment$1,008.39$1,008.39$1,607.71
2nd payment$0.00$358.08$0.00
Taxes / mo$109.42$109.42$109.42
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$46.44
HOA / mo$436.00$436.00$436.00
Total monthly$1,703.81$2,061.89$2,349.56
Cash to close$49,085$12,900$25,800