Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$466,953	$466,953	$495,000
Remaining term (yrs)	27.6	27.6	30.0
Secondary amount	$0	$28,047	$0
Funding fee	$2,335	$2,335	$0
Note rate	6.990%	6.990%	7.400%
Blended rate	6.990%	7.104%	7.640%
1st payment	$3,179.63	$3,179.63	$3,427.28
2nd payment	$0.00	$210.35	$0.00
Taxes / mo	$298.33	$298.33	$298.33
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$99.00
HOA / mo	$13.00	$13.00	$13.00
Total monthly	$3,657.63	$3,867.98	$4,004.28
Cash to close	$83,047	$55,000	$55,000