Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$473,097	$473,097	$472,500
Remaining term (yrs)	24.6	24.6	30.0
Secondary amount	$0	$25,653	$0
Funding fee	$0	$0	$0
Note rate	3.060%	3.060%	7.400%
Blended rate	3.910%	4.320%	7.640%
1st payment	$2,273.47	$2,273.47	$3,271.49
2nd payment	$0.00	$253.86	$0.00
Taxes / mo	$312.00	$312.00	$312.00
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$379.05	$379.05	$94.50
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$3,131.19	$3,385.05	$3,844.66
Cash to close	$51,903	$26,250	$52,500