Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$139,866	$139,866	$530,999
Remaining term (yrs)	15.6	15.6	30.0
Secondary amount	$0	$391,133	$0
Funding fee	$0	$0	$0
Note rate	3.950%	3.950%	7.400%
Blended rate	4.800%	6.973%	7.640%
1st payment	$995.12	$995.12	$3,676.53
2nd payment	$0.00	$2,526.07	$0.00
Taxes / mo	$345.67	$345.67	$345.67
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$148.54	$148.54	$106.20
HOA / mo	$64.33	$64.33	$64.33
Total monthly	$1,720.33	$4,246.39	$4,359.39
Cash to close	$450,133	$59,000	$59,000