Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$38,811	$38,811	$196,200
Remaining term (yrs)	14.0	14.0	30.0
Secondary amount	$0	$157,389	$0
Funding fee	$0	$0	$0
Note rate	4.430%	4.430%	7.400%
Blended rate	5.280%	7.462%	7.640%
1st payment	$307.79	$307.79	$1,358.45
2nd payment	$0.00	$1,049.26	$0.00
Taxes / mo	$147.08	$147.08	$147.08
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$43.38	$43.38	$39.24
HOA / mo	$435.00	$435.00	$435.00
Total monthly	$1,083.25	$2,132.52	$2,129.77
Cash to close	$179,189	$21,800	$21,800