Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$125,915	$125,915	$157,500
Remaining term (yrs)	24.7	24.7	30.0
Secondary amount	$0	$31,585	$0
Funding fee	$0	$0	$0
Note rate	2.960%	2.960%	7.400%
Blended rate	3.810%	4.851%	7.640%
1st payment	$597.18	$597.18	$1,090.50
2nd payment	$0.00	$236.89	$0.00
Taxes / mo	$26.42	$26.42	$26.42
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$100.85	$100.85	$31.50
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$874.45	$1,111.33	$1,298.41
Cash to close	$49,085	$17,500	$17,500