Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$764,109	$764,109	$760,410
Remaining term (yrs)	25.5	25.5	30.0
Secondary amount	$0	$38,546	$0
Funding fee	$0	$0	$0
Note rate	3.750%	3.750%	7.400%
Blended rate	4.600%	4.949%	7.640%
1st payment	$3,867.02	$3,867.02	$5,264.93
2nd payment	$0.00	$381.44	$0.00
Taxes / mo	$298.17	$298.17	$298.17
Insurance / mo	$216.67	$216.67	$216.67
MI / mo	$591.46	$591.46	$152.08
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$4,973.31	$5,354.75	$5,931.84
Cash to close	$80,791	$42,245	$84,490