Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$725,903	$725,903	$719,910
Remaining term (yrs)	28.1	28.1	30.0
Secondary amount	$0	$34,002	$0
Funding fee	$0	$0	$0
Note rate	6.690%	6.690%	7.400%
Blended rate	7.240%	7.447%	7.640%
1st payment	$4,771.61	$4,771.61	$4,984.51
2nd payment	$0.00	$336.48	$0.00
Taxes / mo	$420.42	$420.42	$420.42
Insurance / mo	$216.67	$216.67	$216.67
MI / mo	$339.27	$339.27	$143.98
HOA / mo	$75.00	$75.00	$75.00
Total monthly	$5,822.97	$6,159.45	$5,840.58
Cash to close	$73,997	$39,995	$79,990