Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$150,255	$150,255	$220,500
Remaining term (yrs)	21.0	21.0	30.0
Secondary amount	$0	$70,245	$0
Funding fee	$0	$0	$0
Note rate	3.880%	3.880%	7.400%
Blended rate	4.730%	6.090%	7.640%
1st payment	$870.47	$870.47	$1,526.70
2nd payment	$0.00	$526.84	$0.00
Taxes / mo	$115.50	$115.50	$115.50
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$131.04	$131.04	$44.10
HOA / mo	$597.00	$597.00	$597.00
Total monthly	$1,864.01	$2,390.85	$2,433.30
Cash to close	$94,745	$24,500	$24,500