Travis Delly | UMe IDX

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$404,960	$391,500
Remaining term (yrs)	27.5	30.0
Secondary amount	$0	$0
Funding fee	$2,025	$0
Note rate	6.780%	7.400%
Blended rate	6.780%	7.640%
1st payment	$2,707.44	$2,710.67
2nd payment	$0.00	$0.00
Taxes / mo	$228.42	$228.42
Insurance / mo	$150.00	$150.00
MI / mo	$0.00	$78.30
HOA / mo	$550.00	$550.00
Total monthly	$3,635.86	$3,717.38
Cash to close	$30,040	$43,500