Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$133,261	$133,261	$629,100
Remaining term (yrs)	13.6	13.6	30.0
Secondary amount	$0	$495,839	$0
Funding fee	$0	$0	$0
Note rate	4.750%	4.750%	7.400%
Blended rate	5.600%	7.295%	7.640%
1st payment	$1,101.44	$1,101.44	$4,355.76
2nd payment	$0.00	$3,202.29	$0.00
Taxes / mo	$98.50	$98.50	$98.50
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$149.56	$149.56	$125.82
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,516.17	$4,718.46	$4,746.75
Cash to close	$565,739	$69,900	$69,900