Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$438,534$438,534$449,910
Remaining term (yrs)24.724.730.0
Secondary amount$0$36,371$0
Funding fee$0$0$0
Note rate2.960%2.960%7.400%
Blended rate3.810%4.428%7.640%
1st payment$2,079.85$2,079.85$3,115.09
2nd payment$0.00$359.92$0.00
Taxes / mo$338.00$338.00$338.00
Insurance / mo$166.67$166.67$166.67
MI / mo$351.23$351.23$89.98
HOA / mo$58.00$58.00$58.00
Total monthly$2,993.75$3,353.68$3,767.73
Cash to close$61,366$24,995$49,990