Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$595,558$595,558$620,100
Remaining term (yrs)25.525.530.0
Secondary amount$0$58,992$0
Funding fee$2,978$2,978$0
Note rate4.170%4.170%7.400%
Blended rate4.170%4.864%7.640%
1st payment$3,152.62$3,152.62$4,293.45
2nd payment$0.00$583.78$0.00
Taxes / mo$227.08$227.08$227.08
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$124.02
HOA / mo$0.00$0.00$0.00
Total monthly$3,546.37$4,130.15$4,811.22
Cash to close$93,442$34,450$68,900