Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$66,874	$66,874	$517,500
Remaining term (yrs)	7.1	7.1	30.0
Secondary amount	$0	$450,626	$0
Funding fee	$0	$0	$0
Note rate	4.000%	4.000%	7.400%
Blended rate	4.850%	7.375%	7.640%
1st payment	$886.78	$886.78	$3,583.07
2nd payment	$0.00	$2,910.29	$0.00
Taxes / mo	$328.00	$328.00	$328.00
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$131.57	$131.57	$103.50
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,513.01	$4,423.30	$4,181.23
Cash to close	$508,126	$57,500	$57,500