Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$420,421$420,421$422,100
Remaining term (yrs)26.026.030.0
Secondary amount$0$25,129$0
Funding fee$2,102$2,102$0
Note rate5.220%5.220%7.400%
Blended rate5.220%5.595%7.640%
1st payment$2,461.48$2,461.48$2,922.54
2nd payment$0.00$248.68$0.00
Taxes / mo$309.25$309.25$309.25
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$84.42
HOA / mo$33.00$33.00$33.00
Total monthly$2,970.40$3,219.08$3,515.87
Cash to close$48,579$23,450$46,900