Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$385,881$385,881$450,000
Remaining term (yrs)23.923.930.0
Secondary amount$0$64,119$0
Funding fee$0$0$0
Note rate3.160%3.160%7.400%
Blended rate4.010%4.721%7.640%
1st payment$1,913.24$1,913.24$3,115.71
2nd payment$0.00$480.89$0.00
Taxes / mo$281.25$281.25$281.25
Insurance / mo$166.67$166.67$166.67
MI / mo$314.96$314.96$90.00
HOA / mo$0.00$0.00$0.00
Total monthly$2,676.11$3,157.00$3,653.63
Cash to close$114,119$50,000$50,000