Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$434,382$434,382$436,500
Remaining term (yrs)25.425.430.0
Secondary amount$0$26,368$0
Funding fee$2,172$2,172$0
Note rate3.450%3.450%7.400%
Blended rate3.450%3.932%7.640%
1st payment$2,136.28$2,136.28$3,022.24
2nd payment$0.00$260.93$0.00
Taxes / mo$374.83$374.83$374.83
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$87.30
HOA / mo$0.00$0.00$0.00
Total monthly$2,677.78$2,938.72$3,651.04
Cash to close$50,618$24,250$48,500