Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$699,351	$699,351	$787,500
Remaining term (yrs)	29.0	29.0	30.0
Secondary amount	$0	$88,149	$0
Funding fee	$3,497	$3,497	$0
Note rate	6.220%	6.220%	7.400%
Blended rate	6.220%	6.531%	7.640%
1st payment	$4,334.73	$4,334.73	$5,452.49
2nd payment	$0.00	$661.12	$0.00
Taxes / mo	$190.25	$190.25	$190.25
Insurance / mo	$216.67	$216.67	$216.67
MI / mo	$0.00	$0.00	$157.50
HOA / mo	$20.83	$20.83	$20.83
Total monthly	$4,762.48	$5,423.60	$6,037.74
Cash to close	$175,649	$87,500	$87,500