Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$610,707$610,707$691,200
Remaining term (yrs)25.725.730.0
Secondary amount$0$80,493$0
Funding fee$3,054$3,054$0
Note rate4.750%4.750%7.400%
Blended rate4.750%5.245%7.640%
1st payment$3,423.36$3,423.36$4,785.73
2nd payment$0.00$603.70$0.00
Taxes / mo$405.08$405.08$405.08
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$138.24
HOA / mo$125.00$125.00$125.00
Total monthly$4,170.11$4,773.81$5,670.72
Cash to close$157,293$76,800$76,800