Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$402,521	$402,521	$427,500
Remaining term (yrs)	28.4	28.4	30.0
Secondary amount	$0	$48,729	$0
Funding fee	$2,013	$2,013	$0
Note rate	6.500%	6.500%	7.400%
Blended rate	6.500%	7.080%	7.640%
1st payment	$2,588.32	$2,588.32	$2,959.92
2nd payment	$0.00	$482.22	$0.00
Taxes / mo	$214.42	$214.42	$214.42
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$85.50
HOA / mo	$50.00	$50.00	$50.00
Total monthly	$3,019.40	$3,501.62	$3,476.51
Cash to close	$72,479	$23,750	$47,500