Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$335,700	$335,700	$555,300
Remaining term (yrs)	24.2	24.2	30.0
Secondary amount	$0	$219,600	$0
Funding fee	$1,679	$1,679	$0
Note rate	2.830%	2.830%	7.400%
Blended rate	2.830%	4.776%	7.640%
1st payment	$1,591.89	$1,591.89	$3,844.79
2nd payment	$0.00	$1,418.25	$0.00
Taxes / mo	$331.00	$331.00	$331.00
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$111.06
HOA / mo	$18.75	$18.75	$18.75
Total monthly	$2,108.30	$3,526.55	$4,472.26
Cash to close	$281,300	$61,700	$61,700