Travis Delly

(602) 883-2083
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UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$291,429$291,429$333,000
Remaining term (yrs)29.429.430.0
Secondary amount$0$41,571$0
Funding fee$0$0$0
Note rate6.500%6.500%7.400%
Blended rate7.050%7.293%7.640%
1st payment$1,852.21$1,852.21$2,305.62
2nd payment$0.00$311.78$0.00
Taxes / mo$175.33$175.33$175.33
Insurance / mo$150.00$150.00$150.00
MI / mo$134.31$134.31$66.60
HOA / mo$6.25$6.25$6.25
Total monthly$2,318.11$2,629.89$2,703.81
Cash to close$78,571$37,000$37,000