Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$165,187$165,187$495,000
Remaining term (yrs)25.125.130.0
Secondary amount$0$329,813$0
Funding fee$826$826$0
Note rate2.900%2.900%7.400%
Blended rate2.900%6.132%7.640%
1st payment$769.55$769.55$3,427.28
2nd payment$0.00$2,130.04$0.00
Taxes / mo$89.75$89.75$89.75
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$99.00
HOA / mo$0.00$0.00$0.00
Total monthly$1,025.96$3,156.01$3,782.70
Cash to close$384,813$55,000$55,000