Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$183,075	$183,075	$395,910
Remaining term (yrs)	20.1	20.1	30.0
Secondary amount	$0	$212,835	$0
Funding fee	$915	$915	$0
Note rate	4.080%	4.080%	7.400%
Blended rate	4.080%	6.053%	7.640%
1st payment	$1,108.21	$1,108.21	$2,741.20
2nd payment	$0.00	$1,374.56	$0.00
Taxes / mo	$243.21	$243.21	$243.21
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$79.18
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,501.41	$2,875.98	$3,213.59
Cash to close	$256,825	$43,990	$43,990