Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$240,864$240,864$292,499
Remaining term (yrs)23.523.530.0
Secondary amount$0$51,636$0
Funding fee$1,204$1,204$0
Note rate3.470%3.470%7.400%
Blended rate3.470%4.446%7.640%
1st payment$1,247.50$1,247.50$2,025.20
2nd payment$0.00$387.27$0.00
Taxes / mo$87.67$87.67$87.67
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$58.50
HOA / mo$290.00$290.00$290.00
Total monthly$1,775.16$2,162.43$2,611.37
Cash to close$84,135$32,500$32,500