Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$90,493	$90,493	$283,500
Remaining term (yrs)	16.5	16.5	30.0
Secondary amount	$0	$193,007	$0
Funding fee	$0	$0	$0
Note rate	3.590%	3.590%	7.400%
Blended rate	4.440%	6.864%	7.640%
1st payment	$601.91	$601.91	$1,962.90
2nd payment	$0.00	$1,286.71	$0.00
Taxes / mo	$139.58	$139.58	$139.58
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$93.89	$93.89	$56.70
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$985.38	$2,272.09	$2,309.18
Cash to close	$224,507	$31,500	$31,500