Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$118,977	$118,977	$346,500
Remaining term (yrs)	17.8	17.8	30.0
Secondary amount	$0	$227,523	$0
Funding fee	$595	$595	$0
Note rate	3.240%	3.240%	7.400%
Blended rate	3.240%	6.201%	7.640%
1st payment	$730.18	$730.18	$2,399.10
2nd payment	$0.00	$1,469.42	$0.00
Taxes / mo	$104.17	$104.17	$104.17
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$69.30
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$984.35	$2,453.77	$2,722.56
Cash to close	$266,023	$38,500	$38,500