Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$321,505$321,505$346,410
Remaining term (yrs)26.326.330.0
Secondary amount$0$44,150$0
Funding fee$1,608$1,608$0
Note rate6.360%6.360%7.400%
Blended rate6.360%7.026%7.640%
1st payment$2,096.38$2,096.38$2,398.47
2nd payment$0.00$436.91$0.00
Taxes / mo$251.00$251.00$251.00
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$69.28
HOA / mo$180.00$180.00$180.00
Total monthly$2,677.38$3,114.29$3,048.75
Cash to close$63,395$19,245$38,490