Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
Call Travis

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$299,945$299,945$467,325
Remaining term (yrs)23.923.930.0
Secondary amount$0$167,380$0
Funding fee$0$0$0
Note rate3.160%3.160%7.400%
Blended rate4.010%5.439%7.640%
1st payment$1,487.16$1,487.16$3,235.66
2nd payment$0.00$1,115.86$0.00
Taxes / mo$143.83$143.83$143.83
Insurance / mo$166.67$166.67$166.67
MI / mo$244.82$244.82$93.46
HOA / mo$0.00$0.00$0.00
Total monthly$2,042.48$3,158.34$3,639.63
Cash to close$219,305$51,925$51,925