Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$268,462$268,462$526,500
Remaining term (yrs)21.021.030.0
Secondary amount$0$258,038$0
Funding fee$1,342$1,342$0
Note rate3.880%3.880%7.400%
Blended rate3.880%5.777%7.640%
1st payment$1,555.27$1,555.27$3,645.38
2nd payment$0.00$1,666.50$0.00
Taxes / mo$448.42$448.42$448.42
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$105.30
HOA / mo$0.00$0.00$0.00
Total monthly$2,170.36$3,836.85$4,365.76
Cash to close$316,538$58,500$58,500