Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$499,873	$499,873	$504,000
Remaining term (yrs)	25.3	25.3	30.0
Secondary amount	$0	$32,127	$0
Funding fee	$0	$0	$0
Note rate	3.750%	3.750%	7.400%
Blended rate	4.600%	5.039%	7.640%
1st payment	$2,544.59	$2,544.59	$3,489.59
2nd payment	$0.00	$317.92	$0.00
Taxes / mo	$591.42	$591.42	$591.42
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$389.19	$389.19	$100.80
HOA / mo	$36.50	$36.50	$36.50
Total monthly	$3,728.37	$4,046.29	$4,384.98
Cash to close	$60,127	$28,000	$56,000