Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$388,531$388,531$1,035,000
Remaining term (yrs)24.524.530.0
Secondary amount$0$646,469$0
Funding fee$1,943$1,943$0
Note rate2.810%2.810%7.400%
Blended rate2.810%5.896%7.640%
1st payment$1,825.40$1,825.40$7,166.13
2nd payment$0.00$4,175.11$0.00
Taxes / mo$335.42$335.42$335.42
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$207.00
HOA / mo$20.83$20.83$20.83
Total monthly$2,398.32$6,573.43$7,946.04
Cash to close$761,469$115,000$115,000