Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$435,444$435,444$593,460
Remaining term (yrs)24.924.930.0
Secondary amount$0$158,016$0
Funding fee$2,177$2,177$0
Note rate2.870%2.870%7.400%
Blended rate2.870%4.236%7.640%
1st payment$2,035.60$2,035.60$4,109.00
2nd payment$0.00$1,053.44$0.00
Taxes / mo$125.75$125.75$125.75
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$118.69
HOA / mo$0.00$0.00$0.00
Total monthly$2,328.02$3,381.46$4,520.11
Cash to close$223,956$65,940$65,940