Travis Delly | UMe IDX

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Payment stack including taxes, insurance, and HOA

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$379,190	$369,000
Remaining term (yrs)	22.7	30.0
Secondary amount	$0	$0
Funding fee	$0	$0
Note rate	4.070%	7.400%
Blended rate	4.920%	7.640%
1st payment	$2,127.32	$2,554.88
2nd payment	$0.00	$0.00
Taxes / mo	$305.42	$305.42
Insurance / mo	$150.00	$150.00
MI / mo	$312.98	$73.80
HOA / mo	$33.33	$33.33
Total monthly	$2,929.05	$3,117.43
Cash to close	$30,810	$41,000