Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$205,858	$205,858	$355,500
Remaining term (yrs)	21.9	21.9	30.0
Secondary amount	$0	$149,642	$0
Funding fee	$0	$0	$0
Note rate	4.530%	4.530%	7.400%
Blended rate	5.380%	6.483%	7.640%
1st payment	$1,233.17	$1,233.17	$2,461.41
2nd payment	$0.00	$997.62	$0.00
Taxes / mo	$131.25	$131.25	$131.25
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$171.79	$171.79	$71.10
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,686.21	$2,683.83	$2,813.76
Cash to close	$189,142	$39,500	$39,500