Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$320,101	$320,101	$517,500
Remaining term (yrs)	23.7	23.7	30.0
Secondary amount	$0	$197,399	$0
Funding fee	$1,601	$1,601	$0
Note rate	3.230%	3.230%	7.400%
Blended rate	3.230%	5.050%	7.640%
1st payment	$1,606.20	$1,606.20	$3,583.07
2nd payment	$0.00	$1,315.99	$0.00
Taxes / mo	$210.92	$210.92	$210.92
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$103.50
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,983.79	$3,299.78	$4,064.15
Cash to close	$254,899	$57,500	$57,500