Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$724,485	$724,485	$733,500
Remaining term (yrs)	25.5	25.5	30.0
Secondary amount	$0	$49,765	$0
Funding fee	$3,622	$3,622	$0
Note rate	3.750%	3.750%	7.400%
Blended rate	3.750%	4.272%	7.640%
1st payment	$3,666.49	$3,666.49	$5,078.61
2nd payment	$0.00	$492.46	$0.00
Taxes / mo	$403.42	$403.42	$403.42
Insurance / mo	$216.67	$216.67	$216.67
MI / mo	$0.00	$0.00	$146.70
HOA / mo	$67.00	$67.00	$67.00
Total monthly	$4,353.57	$4,846.03	$5,912.39
Cash to close	$90,515	$40,750	$81,500