Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$281,855	$281,855	$292,500
Remaining term (yrs)	25.7	25.7	30.0
Secondary amount	$0	$26,895	$0
Funding fee	$0	$0	$0
Note rate	5.230%	5.230%	7.400%
Blended rate	6.080%	6.585%	7.640%
1st payment	$1,659.40	$1,659.40	$2,025.21
2nd payment	$0.00	$266.15	$0.00
Taxes / mo	$173.83	$173.83	$173.83
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$213.34	$213.34	$58.50
HOA / mo	$200.00	$200.00	$200.00
Total monthly	$2,396.57	$2,662.72	$2,607.54
Cash to close	$43,145	$16,250	$32,500