Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$177,017	$177,017	$468,000
Remaining term (yrs)	15.7	15.7	30.0
Secondary amount	$0	$290,983	$0
Funding fee	$885	$885	$0
Note rate	3.800%	3.800%	7.400%
Blended rate	3.800%	6.256%	7.640%
1st payment	$1,241.31	$1,241.31	$3,240.34
2nd payment	$0.00	$1,879.27	$0.00
Taxes / mo	$232.25	$232.25	$232.25
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$93.60
HOA / mo	$92.00	$92.00	$92.00
Total monthly	$1,732.23	$3,611.50	$3,824.85
Cash to close	$342,983	$52,000	$52,000