Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$197,127$197,127$426,600
Remaining term (yrs)24.024.030.0
Secondary amount$0$229,473$0
Funding fee$986$986$0
Note rate2.940%2.940%7.400%
Blended rate2.940%5.527%7.640%
1st payment$950.38$950.38$2,953.69
2nd payment$0.00$1,482.01$0.00
Taxes / mo$122.42$122.42$122.42
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$85.32
HOA / mo$190.33$190.33$190.33
Total monthly$1,429.80$2,911.81$3,518.43
Cash to close$276,873$47,400$47,400