Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$411,930	$411,930	$495,000
Remaining term (yrs)	24.4	24.4	30.0
Secondary amount	$0	$83,070	$0
Funding fee	$2,060	$2,060	$0
Note rate	2.740%	2.740%	7.400%
Blended rate	2.740%	3.791%	7.640%
1st payment	$1,925.17	$1,925.17	$3,427.28
2nd payment	$0.00	$623.03	$0.00
Taxes / mo	$458.33	$458.33	$458.33
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$99.00
HOA / mo	$60.00	$60.00	$60.00
Total monthly	$2,610.17	$3,233.20	$4,211.28
Cash to close	$138,070	$55,000	$55,000