Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$282,903$282,903$315,000
Remaining term (yrs)24.624.630.0
Secondary amount$0$32,097$0
Funding fee$0$0$0
Note rate3.060%3.060%7.400%
Blended rate3.910%4.429%7.640%
1st payment$1,359.49$1,359.49$2,181.00
2nd payment$0.00$240.73$0.00
Taxes / mo$159.83$159.83$159.83
Insurance / mo$150.00$150.00$150.00
MI / mo$226.66$226.66$63.00
HOA / mo$321.00$321.00$321.00
Total monthly$2,216.99$2,457.72$2,874.83
Cash to close$67,097$35,000$35,000